Understanding Your Credit Score

Buying a Home Advice

What Roles Does Your Credit Score Play

Many factors come into play in the process of buying a home.  One of the key factors is your credit. Your credit score is one of the major components that lenders look at when evaluating your mortgage application. Having a low credit score will not completely ruin your chances at buying a home, but it will affect the interest rate of your mortgage. Before starting your search, we recommend that you check your credit score. Pull all three reports (Experian, Transunion & Equifax) to make sure that they are aligned. If you have lower credit, tackling some issues beforehand could help to raise your score and ultimately lower the interest rate.  Aside from a higher interest rate, a lower credit score will also show a risk to lenders causing them to be more stringent on other areas of your finances.

Talk to your Realtor to learn about the various types of loans. For example, a conventional loan (the most popular) will work for applicants with a credit score as low as 620, but may have additional requirements such as a lower debt to income ratio. Another option is an FHA loan which is government-insured to help assist first time home buyers. With FHA, borrowers need a minimum FICO score of 580 to get FHA’s maximum 3.5 percent financing. However, a credit score of 500 is accepted with at least 10 percent down.

It is important to do your own due diligence before initiating the search for buying a home. Pull your credit report and check for any errors that may have occurred. Some other tips include not closing credit lines once paid off; avoid opening any new credit lines during the home buying process and when your credit has improved, rate-shop within a 30-day window. Spreading out all the inquiries can hurt your score.  Managing you credit (score) takes time and effort, but it is well worth it, especially if your planning on buying a house.

Contact Houlihan O’Malley today and let one of our trusted agents assist you in purchasing your new home.  We can even refer you to some excellent mortgage professionals.

Houlihan & O’Malley’s Real Estate activity-May (what an interesting month, weather-wise!)

NEW REAL ESTATE LISTINGS:

39 Clinton Street, Mt. Vernon (3 bed/2 Bath/1 Half Bath) Listed at $685,000

Ideal walking location on the prettiest street in Fleetwood! Catch Metro North at either Fleetwood or Bronxville after a brisk morning walk from your new home. This classic center hall Colonial has so much to offer. When you see the gorgeous oversized yard you will fall in love. It is beautifully landscaped with amazing privacy. Many upgrades include completed oil to gas conversion with new heat and hot water equipment.  The best of urban/suburban living when you can walk to everything Bronxville has to offer!

REAL ESTATE IN CONTRACT:

80 Parkway West, Mt. Vernon (4 Bed/2 Bath/1Half Bath) Listed at $740,000

Classic Aubyrn Manor Tudor home with storybook charm. Set on almost 1/4 level acre, the home has beautiful gardens; an expansive deck and a fenced private yard. Interior rooms display arched doorways, detail moldings and magnificent light. The living room features an exquisite wood burning fireplace which opens up to both the formal dining room and a lovely sun room. The eat-in kitchen has granite counter tops and sliding doors to the deck and yard.  The basement has nice storage space and a laundry room that opens to the attached two car garage.  Outstanding location with a quick walk to all Bronxville Village and Metro North.

 63 Wallace Street, Tuckahoe (4 Bed/2 Bath) Listed at $649,000

This is a prime two family on an oversized lot.  Walk to all in the village of Tuckahoe.  Special features include updated kitchens and baths with laundry in each unit.  Great yard and outdoor space with a detached garage.  A great buy!

52 Vernon Place, Mt.Vernon (3 Bed/2 Bath/1Half Bath) Listed at $599,000

A stately Tudor home, in the heart of Fleetwood!  Located on a tranquil tree-lined street, this impeccable stucco beauty will continue to impress for decades to come. Enter into the foyer, where you’ll drop your keys on the side table, and explore the large, open living room, with gorgeous wood-burning fireplace and wood floors throughout. Continue thru the French doors into the spacious formal dining room. On to the updated eat-in kitchen, with pantry and access to the backyard and detached garage.  Lots of storage in the attic and basement. Solid construction throughout-built to last!

 56 Pondfield Road W. #3B, Bronxville PO/Yonkers (2Bed/1Bath) Listed at $369,000

Great location!  Walk to everything in Bronxville including Metro North Station. A pet friendly building.  Newly renovated eat-in kitchen (quartz countertops, new cabinets, new backsplash, new stainless steel appliances); kitchen opens to the dining area and large living room with picture moldings and refinished hardwood floors. Walk to everything in Bronxville! Elevator building! Priced to sell! Just unpack…

 900 Palmer Road #9J, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $285,000

Move right in to this freshly painted sunlight unit. The Winchester is a desirable doorman building just 3 blocks to the Village of Bronxville and all that it offers including Metro North, Starbucks, movies, library, an array of restaurants and delightful shops.

 804 Bronx River Road #5D, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $189,000

Move right in to this fully renovated, bright and spacious unit. Brand new updated kitchen with gorgeous cabinetry, granite counter tops, and stainless steel appliances as well as an updated bath. The unit has been freshly painted, has handsome hardwood floors and great closet space including a pantry closet in the kitchen. This beautifully maintained elevator building features an updated lobby and entrance.; five minute walk to shops and restaurants and minutes away from major highways and the Cross County Mall.  Ten minute walk to the Fleetwood Metro North Station!

2 Louisiana Avenue #3A, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $169,000

This co-op is quieter than most due to its corner location. Featuring a nice-sized foyer with closets, a dine-in-kitchen and generous living room. Beautifully maintained building (with elevator) is pet friendly with on-site storage room and common laundry. You can walk to downtown Fleetwood, Bronxville Village, choice of shops and Metro North Railroad. Steps away is a tree-lined. A great value!

 16 Hendrick Lane #42T, Tarrytown (1 Bed/1 Bath) Listed at $129,000

Renovated & move-in ready garden style unit has its own private entrance located in the historic Village of Tarrytown.  Renovations include granite countertops, new kitchen cabinets, SS appliances, new backsplash, refinished hardwood floors, new bath & new light fixtures.  Complex exterior has been renovated and the garden courtyard is meticulously maintained. Tappan Court is conveniently located near Tarrytown Metro North RR with a 35-minute commute to Grand Central Station.

All you need is your suitcase!

REAL ESTATE CLOSED:

42 Edgewood Avenue, Mount Vernon (5 Bed/4 Bath/1 Half Bath) Listed at $1,350,000

Very special Arts and Crafts home located in the desirable enclave of Aubyrn Manor. Tranquil and serene setting on a park like half-acre lot just a few blocks from the village of Bronxville.

1 Scarsdale Road #421, Tuckahoe (3 Bed/2 Full Bath/1 Half Bath) Listed at $825,000

Spacious and Bright, well maintained Condo in the village of Tuckahoe. Unit has 24/7 Concierge, 13′ ceilings, oversized windows, gas fireplace, hardwood floors, great closet space.  All on one floor! Short walk to shops, restaurants, and Metro North station. Easy access to all major thoroughfares.

26 Pondfield Road West #2A, Bronxville PO/Yonkers (2 Bed/1 Bath) Listed at $319,000

Pristine, gorgeous, and stunning are only a few words to describe this sun filled unit located just one flight up from the lobby. Magnificently maintained and renovated.  Conveniently located to all that Bronxville has to offer.  Walk Score 81.

31 Pondfield Road W. #64, Bronxville (2 Bed/1 Bath) Listed at $297,000

Spacious Tudor Arms Co-op is ideally located on the top floor of this classic pre-war elevator building. The apartment has 9 foot ceilings, picture moldings, cedar lined closets, french doors and oak hardwood floors.  A recently renovated inner courtyard add to the reasons why you will love living at the Tudor Arms. Just a five minute walk to the shops and restaurants in Bronxville Village as well as the Bronxville Metro North station.

Houlihan & O’Malley has lots of experience in the Real Estate business-let us help you with your next move!

Understanding the Loan Process

Loan Process

We shared some great tips for buying a home last month, here we venture into the world of loans. In order to secure the right mortgage for you, there are a few steps that you should take into consideration for the loan process.

First off, you want to be sure that you properly educate yourself on the various loan options. There are several options out there that are available through thousands of banks, finance companies, credit unions and more! We want to be sure that you are getting the best option for you.  There are even more sources of information; some more helpful than others.  Your real estate agent can help you navigate through all of it.

Be sure that you are realistic about your financial situation. The last thing we want new homeowners to endure is not being able to properly pay their mortgage. The more honest you are with yourself, the less chance this will happen. Explore how much you really think you can handle for your mortgage payments and plan from there. Since this is a long-term investment, you really want to be sure that this payment schedule will be good for years to come. One option that has proven to be helpful is using a loan calculator to forecast the best payment options. One tip can be to outline your monthly living expenses and project other financial commitments that may arise during the life of your mortgage.

You will need to decide what route you’d like to go with your mortgage – there are fixed-rate and adjustable-rate mortgages. It’s important to talk to your lender to be sure you are selecting the best option for you. Fixed-rate mortgages lock you in at a set rate and protect you from the risk of rising interest rates-their stability can make it easier for planning. An adjustable-rate mortgage is commonly based on the U.S. Treasury Index for one-year Treasury Bills, although it may be geared to other indexes.   Adjustable rate mortgages can be appropriate when you know you are going to be in the property for a specific time period.

Once you have decided on the type of loan you are interested in, it is time to apply for your mortgage!  Because there are so many options to consider, make sure to really spend time evaluating what works for you and ask lots of questions. You may find that having a trusted and knowledgeable Real Estate Professional by your side for advice and perhaps some beneficial connections will give you some peace of mind.

Next month-Your Credit!

 

Houlihan & O’Malley’s Real Estate activity-April, first full month of Spring! Yeah!

Bronxville Real Estate

NEW LISTINGS:

231 Pondfield Road, Bronxville (4 Bed/2 Bath/2 Half Bath) Listed at $1,850,000

The perfect location. The easiest walk to school, train and Village that you can imagine. This home lives well with a huge living room with fireplace and a convenient bar area, dining room, eat in kitchen, a substantial family room with two distinct office areas and a tucked away powder room. Off the family room is a large level patio-great for outdoor entertaining.  Beautiful home with many upgrades.

Bronxville Real Estate

172 Boulevard, Scarsdale (6 Bed/5 Bath) Listed at $1,295,000

TWO HOUSES FOR THE PRICE OF ONE!  MAIN HOUSE with 3,208 SF; DUPLEX CARRIAGE HOUSE with 1,672 SF.  The main house starts with a magnificent front porch with grand stone columns. The First Level Features: Gracious Foyer, Formal Living Room w/Fireplace, Formal Dining Room, Eat-In Kitchen, Den/Family Room, Laundry/Mud Room, and a Bathroom. The Second Level: Master Bedroom, 4 additional Bedrooms, Sleeping Porch and Deck with Western exposures, and 2 Bathrooms.  The Third Level: Bedroom and tons of Attic Storage. Great basement space too.  The Duplex Carriage House has infinite possibilities-can be adapted for your unique needs.  Currently used as 3 bedrooms, 2 Baths and a home office. Walking distance to Scarsdale Metro North! Scarsdale Schools!

Scarsdale Real Estate

12 Dorchester Road, Eastchester (4 Bed/2 Bath) Listed at $749,000

This split-level home was built in 1955 and sits comfortably on a corner lot in one of Eastchester’s loveliest neighborhoods. In addition to a great floor plan, additional features include a new boiler, young roof and recessed lighting. The lower level is the perfect family room. The large basement boasts high ceilings, plenty of storage options, washer/dryer and walk-out to a slate patio in the backyard.

Eastchester Real Estate

56 Pondfield Road West #3B, Bronxville (2 Bed/1Bath) Listed at $369,000

LOCATION, LOCATION LOCATION!! Close to METRO North train station with service to Grand Central Station in 30 minutes. PET FRIENDLY… LARGE DOGS WELCOME/No weight restrictions!! RENOVATED EAT-IN KITCHEN.  Kitchen opens to the dining area and large living room. Pre-war charm includes picture moldings & refinished hardwood floors (2018). Large bedrooms with ample closet space, nice updates in the bathroom. Close to all that Bronxville Village has to offer. Priced to sell!

Bronxville Real Estate

 IN CONTRACT:

42 Edgewood Avenue, Mount Vernon (5 Bed/4 Bath/1 Half Bath) Listed at $1.350,000

Very special Arts and Crafts home located in the desirable enclave of Aubyrn Manor. Tranquil and serene setting on a park like half-acre lot just a few blocks from the village of Bronxville.

1 Scarsdale Road #421, Tuckahoe (3 Bed/2 Bath/1 Half Bath) Listed at $825,000

Spacious and Bright, well maintained Condo in the village of Tuckahoe. Unit has 24/7 Concierge, 13′ ceilings, oversized windows, gas fireplace, hardwood floors, great closet space.  All on one floor! Short walk to shops, restaurants, and Metro North station. Easy access to all major thoroughfares.

26 Pondfield Road West #2A, Bronxville PO/Yonkers (2 Bed/1 Bath) List Price $319,000

Pristine, gorgeous, and stunning are only a few words to describe this sun filled unit located just one flight up from the lobby. Magnificently maintained and renovated.  Conveniently located to all that Bronxville has to offer.  Walk Score 81.

64 Sagamore Road, Unit H5, Bronxville (1 Bed/1 Bath) Listed at $395,000

Your chance to own one of the very few condominiums in Bronxville-64 Sagamore has just undergone a complete court yard renovation with all new stairs and walk ways. This unit has both east and west exposures and a wood burning fireplace. Walk to Metro North and all that Bronxville has to offer.  Renting is allowed-fantastic investment opportunity!

282 Brookline Avenue, Hawthorne (4 Bed/2 Bath) Listed at $479,000

This home is situated on a level corner parcel enabling potential expansion possibilities. Present owner is only the second owner of this great home. Home shows well, just needs your touches to make it yours. A must see.!

 553 Sierra vista Lane, Valley Cottage (2 Bed/2 Bath) Listed at $289,000

Tastefully updated condo in the well sought after Mountainview Condo Community.  Unit is a Top floor/Corner unit…Hardwood and Pergo flooring throughout, Crown Molding, Fire place and so much more. Easy commute to all major highways, shopping, schools, etc.

CLOSED:

235 Read Avenue, Tuckahoe PO/Yonkers (5 Bed/1 Full Bath/1 Half Bath) $710,000

A COMMUTER’S DREAM, steps from the CRESTWOOD station with express service to Grand Central Station in 30 minutes! This Victorian home offers a picture-perfect front porch and over 2500 SF of living area.  Easy access to Bronx River Pathways. Low taxes!

Let Houlihan & O’Malley help you!  We know Real Estate!

 

So to continue on from last month’s blog on ‘Buying a Home’ –

Buying a Home

As we discussed, finding the best Realtor to support you is key when buying a home. There are still several steps that you can take to ensure that the process remains smooth and seamless.

After you have done your research, selected your dream home, made your offer that is accepted by the seller, a contract is negotiated including any inspection items. Once all the parties are in agreement, the contract is ready to be signed.  After you sign, the seller signs and you have a fully executed Contract of Sale.

Now it’s time to go back to your lender to formally apply for the mortgage. To assist in making this step (which can be daunting) a bit easier, our team assists in guiding you to provide the right information to your lender.  This would include your last years’ tax returns, recent pay stubs, copies of divorce decrees or separation agreements, brokerage statements, social security and pension payments, along with any other legal documents pertaining to income.  Please note, however, that as these are generally the required documents, it varies by lender.

Once all the documents and paperwork are complete, it is time for the best part – closing the deal! Heave a sigh of relief and finish these next few steps strong with your trusted agent. Complete the title search, obtain homeowner’s insurance, do a final walk through and then it should be time for the closing.  Also, as New York State residents, there are some extra things to keep in mind. The New York State Mansion Tax is a 1% tax on homes selling for $1 million dollars or more. This tax is paid by the buyer at the closing.  If the cost of the home is less than $1 million, there is no tax to be paid.

Finally, some of the obvious things include making sure you get the keys at the closing!  Once you do the final walk through and close, the home is yours. Lastly, we encourage you to embrace this new chapter and enjoy life in your new home! The Houlihan & O’Malley team truly enjoys these moments and is honored to assist you through this process. If you are contemplating on making a home (CO-OP or CONDO) purchase, contact us today to learn more.

Next Month- ‘The Loan Process’

Houlihan & O’Malley’s Real Estate activity late winter/early spring- Busy, Busy, Busy!

Bronxville Real Estate

NEW LISTINGS:

16 Essex Place, Bronxville PO/Yonkers (5 Bed/4 Full Baths/2 Half Baths) $1,695,000

An enchanting stone Tudor nestled into lush acreage in Lawrence Park West available for the first time in over 25 years. This wonderful home has been meticulously maintained and wonderfully updated.

Some of the updates include central air conditioning, a high efficiency heating system, ‘Water Works’ materials in all bathrooms, leaded glass doors to the outside, carved wood ceiling beams, a corner fireplace and a two-car garage only steps from the kitchen. The house has several strategically placed patios, offering bucolic privacy as well as large entertainment areas.

Bronxville Real Estate

50 Highland Circle, Bronxville PO/Yonkers (4Bed/3 Full Baths/1 Half Bath) $1,650,000

This often-admired treasure was recently featured in the New York Times about the benefits of living in Lawrence Park West.  First time on the market in 28 years, the home was designed by noted architect Lorillard Wise with a classic stone and cedar shake exterior, slate roof and arched dormer windows.

The meticulously restored home  has a gracious entry foyer, spacious high-ceilings, elegant French doors and a stone terrace overlooking a beautifully landscaped backyard.

Bronxville Real Estate

 

64 Sagamore Road #H5, Bronxville (1 Bed/1 Bath) $395,000

Your chance to own one of the very few condominiums in Bronxville.

811 Palmer Road #2D, Bronxville PO/Yonkers (2 Bed/1 Bath) $299,000

A diamond in the rough with just over 1,200 square feet. A must see unit!

IN CONTRACT:

17 Meadow Avenue, Bronxville (6 Bed/2 Bath/1 Half Bath) $1,649,000

In the heart of Bronxville, this Victorian gem offers an ideal location that is literally steps from everything your family will want including Bronxville Schools, Metro North and an array of shops, restaurants and entertainment.

Bronxville Real Estate

235 Read Avenue, Tuckahoe (5 Bed/1 Full Bath/1 Half Bath) $710,000

A COMMUTER’S DREAM, steps from the CRESTWOOD station with express service to Grand Central Station in 30 minutes! This Victorian home offers a picture perfect front porch and over 2500 SF of living area.  Easy access to Bronx River Pathways. Low taxes!

61 Waterside Close, Eastchester (3 Bed/2 Full Baths/! Half Bath) $828,000

Welcome to Lake Isle w/24-hour security, community pool, lake view & lake enjoyment. This sun-drenched & spacious 3-level townhouse has much to offer including a two car garage and an exercise room.  Enjoy resort living close to Manhattan!

CLOSED:

5 Brooklands#3K, Bronxville PO/Yonkers (3 Bed/2 Bath) Listed at $349,000

 1376 Midland Avenue #508, Bronxville PO/Yonkers (2 Bed/2 Bath) Listed at $409,000

1 Hutchinson Avenue, Scarsdale (3 Bed/2 Bath) Listed at $641,900; sold over asking

RENTALS:

1 Cedar Street #3D, Bronxville (1 Bed/1 Bath) $2,600/month

10 Alden Place #4B, Bronxville PO/Mt. Vernon (2 Bed/1 Bath) $2,900/month

16 Studio Arcade #3B, Bronxville (3 Bed/2 Bath) $4,700/month

Let Houlihan & O’Malley help you with your next real estate transaction.

 

Ready to buy a home?

Buy a Home

Buy a Home

Last month we discussed selling, this month it’s about buying.  And the first step again-working with the right Real Estate Agent.

If you are like most people, buying a home represents your single biggest investment. So, it is not surprising that the buying process can be one of the most exhilarating but sometimes stressful experiences you undergo. This may be true whether you have bought many homes or you are looking to buy your first.

There are many factors to consider and many decisions to make.  That is why, when buying, it is crucial for you to have all the available resources necessary to make a well-informed decision.

To get started:

Contact a Houlihan & O’Malley Real Estate professional

Define your goals/research options/make your plans

Do a search-the key to the home search process is to know what you are looking for.  That means distinguishing between “must-have” and “would-like-to-have.”

Get pre-approved for a loan-generally, it is recommended that you get pre-approved for a loan before you start viewing homes.  The pre-approval process involves meeting with a lender and authorizing them to examine your current financial situation and credit history.  On the basis of these findings, the lender will provide you with a document that details how much you can borrow to buy your home.  There are great benefits to getting a pre-approval such as knowing how much you can afford so you can plan accordingly and being taken more seriously as a qualified, motivated buyer when you make an offer on a home.

Found a house you love-make an offer and start negotiating

An offer consists of four components – The price, preferred closing date, how you’ll finance the purchase & contingencies.  Contingencies are usually inspections (home, termite, radon  & oil tank testing-if applicable) & mortgage approvals.

Once the terms of the contract have been negotiated, including any inspection items, the contract is ready to be signed and you are on your way to home ownership.  But don’t get too excited, the closing can take 60-90 days.

In summary, your agent should be helping you at every step along the way. They should be mindful of your budget and understanding of what options are available while looking at the long-term investment. They should be on top of the recent market trends and keep you updated on all new inventory on a daily basis.  They should also be available to answer any questions that you may have to ensure the process goes as seamlessly as possible.  When you enlist the help of one of Houlihan & O’Malley’s trusted real estate professionals, you can feel confident that you will receive the right advice during each step of the buying process.

There is much more to discuss here-part two coming in April…

February 2019 Real Estate Activity

Bronxville Real Estate

Here’s a sampling of Houlihan & O’Malley’s Real Estate transactions in February

NEW LISTINGS:

17 Meadow Avenue, Bronxville (6 Bed/2 Bath/1 Half Bath) $1,649,000

In the heart of Bronxville, this Victorian gem offers an ideal location that is literally steps from everything your family will want including Bronxville School, Metro North and an array of shops, restaurants and entertainment. A welcoming front porch greets you with the original oak Dutch door. Enter into a gracious foyer with bay window, living room, dining room with fireplace, powder room and an eat in kitchen. Walk in closets, oversized bathrooms, plenty of storage space-what more could you ask for?  Bronxville is a unique village offering a walking lifestyle that is the perfect choice following life in the City. There are great restaurant options from casual to full service, Soul Cycle, Pure Barre, Starbucks and all the services that you expect including a European style patisserie!.

 IN CONTRACT:

151 Pennsylvania Avenue, Tuckahoe PO/Yonkers (5 Bed/2 Bath/1 Half Bath) $680,000

Ideally located Crestwood home is on the market for the first time in over 50 years.  Over 3,100 square feet of living area, there is room for everyone. Only 3 blocks to the Crestwood station of Metro North and one block to the Crestwood Library. There is an impressive entry foyer that opens to a large living room with herringbone floors and a fireplace; there are French doors to a formal dining room. A beautiful waiting for its next long term family!

Tuckahoe

Co-ops

5620 Netherland Avenue #3G, Riverdale (2 Bed/1 Bath) $225,000

Move right in to this bright, freshly painted two bedroom coop located in North Riverdale. Newly finished hardwood floors and Eat-in-Kitchen. Located just minutes from shops, restaurants, and the Riverdale Neighborhood House pool. One block from the city bus, and a 15 minute walk to the Riverdale Metro North train station; just 30 minutes to Grand Central.

31 Pondfield Road West #64, Bronxville PO/Yonkers (1 Bed/1 Bath) $325,000

Spacious Tudor Arms Co-op ideally located on the top floor of this classic prewar elevator building. There is a gracious entry, a large living room, an updated eat in kitchen, two generously sized bedrooms, and an updated bath. The apartment has 9 foot ceilings, picture moldings, cedar lined closets, french doors in the living room, and oak hardwood floors with mahogany trim. An on-site gym for residents and a recently renovated inner courtyard, add to the reasons why you will love living at the Tudor Arms. You are just a five minute walk to the shops and restaurants in Bronxville Village as well as the Bronxville Metro North station.

CLOSED:

Rentals

6 Studio Arcade #2H, Bronxville (2 Bed/1 Bath) $3500/month

651 N. Terrace Avenue #6C, Mount Vernon (1 Bed/1 Bath) $1750/month

Let one of our knowledgeable agents help you buy or sell your next home-be it a House, a Condo or a Co-op!  Houlihan & O’Malley works with you through it all.

 

Ready to sell your home? The first step – working with the right Real Estate Agent.

Sell Your Home with Houlihan & O'Malley

Selling your home can be an overwhelming process. It is important to have a trusted team by your side to help guide you through the process.  When you enlist the help of one of Houlihan & O’Malley’s trusted real estate agents, you will receive the right advice during each step of the selling process.

We will:

  • Help you determine the best asking price
  • Extensively market your home in order to maximize the number of buyers who know about it
  • Regularly communicate with you to keep you fully informed of everything we are doing to sell your home
  • Update you on both real estate and market changes that could affect your property’s sale
  • Offer our proven advice on how to prepare and show your property so you get the best possible price
  • Provide feedback from all showings and open houses
  • Be available to help pre-qualify potential buyers
  • Promptly present and evaluate each offer with you
  • Negotiate the highest possible price and best terms for you
  • Manage all contractual, title and transaction details together with your attorney, and keep you informed at all times

Houlihan & O’Malley Real Estate Services is committed to a tradition of real estate excellence combined with new approaches that take advantage of the latest technology, offering clients professional expertise, personalized service, and unwavering focus.  The firm’s agents–true extensions of the Houlihan family, are knowledgeable, involved, and dedicated.  Let us help you sell your home!

Houlihan & O'Malley

2019-New Year/New Beginnings and lots of closings!

Eastchester Real Estate

Here’s What Happened in January at Houlihan & O’Malley

NEW LISTINGS:

10 Alden Place #4B Bronxville PO/Mt. Vernon (2 Bed/1 Bath) $3000/month

Newly renovated Alden Place apartment. This Bronxville PO, Mount Vernon unit, has a brand-new kitchen with stainless steel appliances and stone counter tops as well as a new bathroom. There is an entry foyer, a large and gracious living room with treetop views overlooking a park and the new kitchen has a separate dining area. The apartment comes with a parking sticker for one unassigned parking space in the circle in front of the building and has its own storage bin in the basement. It’s just a five-minute walk to Bronxville shops, dining and the Metro North Station. Be the first to live in this wonderful newly renovated apartment.

3850 Hudson Manor Terrace Unit LE, Riverdale (1Bed/1 Bath) $185,000

Welcome to 3850 Hudson Manor Terrace, this unit is nestled on the first floor of a well-maintained building in the heart of Riverdale. The apartment has hardwood floors throughout, oversized windows and offers higher than usual ceilings over 9 1/2 feet. Large foyer, four closets, living room, open floor plan extending into an eat-in-kitchen. Long hall leads to a full bath and spacious bedroom. This building offers a fully equipped gym, community room, laundry room and an 18-hour doorman. Walk Score 74.

IN CONTRACT

766 Palmer Road #3D, Bronxville PO/Yonkers (1 Bed/1 Bath) $235,000 list price

Penthouse living. You’ll enjoy this quiet and peaceful unit. Come home to relax in your large living room which offers access to your very own private 630 square foot outdoor rooftop terrace. This unit includes all built in California closets, a custom dresser in the bedroom, as well as a built-in cabinet in the bathroom. Just a short walk to the Bronxville Metro-North train station, shops and many restaurants. Sunnybrook Gardens has a Walk Score of 72.

62 Rockledge Unit 2A, Hartsdale (2 Bed/2 Bath) $295,000 list price

Beautiful sunny garden style co-op short walk to downtown Hartsdale shops & train! The perfect commuter location-in the city in just over 30 min! Unit has been beautifully maintained with hardwood floors throughout, beautiful oversized windows & open flow living/dining. Kitchen with ample storage right off main hallway w/ additional storage in 3 hall closets. Foyer opens to large dining area and spacious living room with separate home office or possible 3rd bed. Updated hall bath sits between oversized 2nd bedroom and master with en suite, each bedroom with 2 closets. Complex includes all the amenities you could ask for- community pool, free storage and bike racks at basement level, community laundry room, children’s playgrounds and gardening areas. Front of building common areas maintained by professional landscaper and allow space for your BBQ, patio table and lounge chairs perfect for outdoor entertaining.

1 Hutchinson Avenue, Scarsdale (3 Bed/2 Bath) $641,900 list price

Sprawling ranch on nearly 3/4-acre level lot. Enjoy huge sunlit rooms with vaulted ceiling. Beautiful dark hardwood floors throughout. Fireplace in the living room. Large windows throughout the home to bring in the natural light. Chef’s kitchen, with ample cabinet, counter space, and granite countertops. Large Bedrooms with lots of cabinet space. Remodeled bathrooms. Stunning back yard. Walking distance to Quaker Ridge Elementary, and short drive to Golf club, lakes, parks, shopping, etc…

CLOSED:

Single Family/Multi-Family:

712 Locksley Road, Yorktown Heights (4 Bed/2 Bath) $505,000

366 Hayward Avenue, Mount Vernon (3 Bed/1 Full Bath/2 Half Bath) $559,000

 9 Pasadena Road, Bronxville PO/Eastchester (4 Bed/2 Full Bath/2 Half Bath) $596,000

 Eastchester Real Estate

276 Read Avenue, Tuckahoe PO/Yonkers (7 Bed/5 Bath) $1,050,000

 Houlihan & O'Malley Real Estate

11 Lee Place, Bronxville (3 Bed/3 Bath/1 Half Bath) $1,500,000

Bronxville Real Estate

CO-OPS:

10 Franklin Avenue #1B, White Plains (2 Bed/2 Bath) $299,000

Rentals:

1465 Midland Avenue #4B, Bronxville PO/Yonkers (1Bed/1 Bath) $2,700/month

 10 Alden Place #2B (2 Bed/1 Bath) $2,800/month

 10 Alden Place #3B (2 Bed/1 Bath) $2,850/month

Let Houlihan & O’Malley help you with your next (or first) real estate transaction. We’ll provide you with OUR brand of service!