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01/14/2026 by HOM

Westchester County’s real estate market finished 2025 with strong demand meeting limited supply, although financing costs remained high. That mirrored national trends, as mortgage rates remained a primary affordability constraint, but square footage, schools, and commutability were also important.

Prices Continued to Rise & Sales Volume Held Up

Pricing firmed throughout the year. The median sold price for single-family homes in Westchester County was $985,000 which is a 6.5% increase over the 2024 number of $925,000. The volume of transactions in 2025 at 4,793 was 4.5% over 2024’s volume. This is the first time the volume of transactions increased since the beginning of the Covid era.

Competition Stayed High, Even with More Listings

The median number of days on market this year was 20 which is exactly the same as 2024 and is still lower than 2023’s number which was 21 days. The sellers’ market has stayed firmly entrenched. The median sale-to-list ratio was 1.009, and 55.6% of sales closed over list price in late 2025.

Inventory Improved, but the Market Did Not Fully Rebalance

The biggest shift in 2025 was that buyers had more choices. Single-family monthly inventory rose to 1,088 in December, up 51.3% year over year, and condo and co-op inventory increased, as well. Even so, the additional inventory really only addressed the most extreme scarcity instead of creating a broadly buyer-favorable market.

Takeaways for 2026 Planning

Planning to buy? Preparation and decisiveness remain the most important elements. If you are selling, presentation and pricing accuracy matter the most. One of our experienced local agents can help you create an accurate plan based on your needs and goals.


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